Why Coastal Funding
Good lending starts with listening.
We are a local mortgage company built around the part of the process that matters most: helping people make a decision they can feel good about.
2004
The year Coastal Funding began serving the Lowcountry.
103035
Our NMLS ID, with licensing in SC, FL, and TN.
1:1
A real relationship, from first question to closing.
How we work
The details are personal.
We start with your real goal.
A first home, a lower monthly payment, a rental property, or a move across town all call for different questions. We learn what matters before recommending a direction.
We make the language human.
Credit, cash to close, loan terms, and timelines should not feel like a test. We explain the why behind each step so you can make an informed choice.
We keep the line open.
Communication is not an update at the end. It is a steady part of the process, with competitive options, transparent pricing, and no hidden fees.
A local read on the market
Charleston is more than a pin on the map.
From historic neighborhoods to growing communities, property decisions here have context. Our local experience helps you evaluate the financing alongside the place, the season, and the long-term plan.
“What if another lender already said no?”
Bring us the question. We look for solutions across a wide range of programs, including VA, USDA, FHA, conventional, high balance, construction, HELOC, and business loans.
Have a question? Start here